Performance Credit Terms & Conditions

1. Overview

UltraWealth AI is committed to delivering high-quality investment insights. To ensure fairness and transparency, we offer a performance-based credit policy to our subscribers. If our forecasts underperform, eligible subscribers may qualify for a performance credit or an additional three-month free subscription.

2. Performance Credit Eligibility & Conditions

2.1 Minimum Subscription Period

• A performance credit request can only be submitted after a minimum three-month paid subscription term continuously maintained from the start of the subscription.

2.2 Performance Evaluation Period (PEP)

• The Performance Evaluation Period (PEP) is defined as the three calendar months following the subscriber’s join date, during which the performance of UltraWealth AI’s forecasts is assessed.

• If a subscriber joins before the 16th of the month, the PEP starts that same month.

  • Example: A subscription starting February 10th has a PEP of February – April.

• If a subscriber joins on or after the 16th, the PEP begins the following month.

  • Example: A subscription starting February 16th has a PEP of March – May.

2.3 Performance Credit Criteria

The aggregated performance of the following lists is used to assess results against performance criteria over 3 months:

Ultrabull Top 10 Trade Signals (average monthly return for 3 consecutive months), and

Top 10 U.S. Stocks (3-month return), and

Top 10 ETFs (3-month return)

A performance credit is only granted if both of the following conditions are met during the PEP:

1. Negative Returns: The aggregated return generated is a negative return of at least -1% over the PEP.

2. Underperformance vs. Benchmark: The aggregated return is at least 1% lower than the S&P 500’s return over the same PEP.

2.4 Performance Credit Request Submission

• Performance credit requests must be submitted within 30 days after the end of the PEP.

• A mandatory request form must be completed, including responses to basic questions related to the usage of UltraWealth AI’s forecasts and signals.

• Requests that do not qualify will be deemed ineligible, and no further performance credit requests can be made for the period in question.

3. Performance Credit Process & Limitations

3.1 Credit Amount and 3-Month Extension Option

• Eligible users requesting a performance credit will first be offered a free three-month subscription extension as an alternative.

• The credit amount is determined by the user's membership level fee received for the 3 months in question; and is a full refund of the same subject forex rates and payment processing fees if applicable.

3.2 Credit Issuance Terms

• If the subscriber declines the free extension and meets performance credit conditions, a credit will be issued.

• Performance credits will be processed within 30 days, provided all terms are met and the claim is validated. The time taken for validation of performance credit claims where there is a discrepancy in both partie's agreement on the claim does not count toward the 30-day processing period.

• Performance credits apply only to the subscription fee paid for the three-month period under evaluation. They do not cover any trading losses, capital losses, or other financial losses incurred while using UltraWealth AI’s forecasts.

• Performance credits are not an admission of fault or error, but a proactive risk-sharing mechanism designed to align incentives between UltraWealth AI and its subscribers.

3.3 Subscription Continuation

• A performance credit request does not automatically cancel a subscriber’s ongoing subscription. The subscription will continue unless modified or cancelled separately through the appropriate process.

3.4 Credit Basis

• Performance credit eligibility is based only on the performance of UltraWealth AI’s signals and forecasts during the PEP.

• Performance credits are not based on individual trading decisions, portfolio allocations, or external factors affecting a subscriber’s investments.

3.5 No Other Credits, Refunds, or Rebates

• Other than performance credits granted under these terms, UltraWealth AI does not offer any other form of refunds, rebates, or credits for subscription fees.

4. Governing Terms & Jurisdiction

• These Performance Credit Terms & Conditions override and supersede any local, state, national, or international laws or regulations related to refund rights for digital subscriptions.

• By subscribing to UltraWealth AI, users agree that these terms govern all disputes related to performance-based credits, and no other refund or compensation mechanisms shall apply.

5. Final Discretion

UltraWealth AI reserves the right to modify performance credit policies at its discretion to maintain fairness and business sustainability.

Performance credit approvals are subject to verification of performance metrics and compliance with the stated criteria.

By subscribing to UltraWealth AI, users agree to these performance credit terms.